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  1. Sign in to Online Banking and enter your username and password. Next, we’ll need three characters of your memorable information. You’ll be asked to trust your device, this is a security feature. You should do it if you’re going to sign in often from here. All done, now you’re through to your accounts.

  2. An arranged overdraft on an Ultimate Reward Current Account has a variable interest rate of 39.9% EAR, and a variable representative rate of 61.7% APR, based on borrowing £1,200. The APR includes monthly account fees of £19 and an interest free amount of £50.

  3. Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

  4. Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

  5. In a Banking Hub. Banking Hubs are owned by Cash Access UK and run by the Post Office. They give easy access to face-to-face services in the communities across the UK, supporting customers to manage their everyday banking needs. You can pay in cash and cheques and withdraw money. One day a week, in some locations, we may have a Community Banker ...

  6. Money Smart is our bank account and savings account for 11 to 15 year olds with parental oversight. They get their own bank account and savings account and a contactless Visa debit card. Plus, there are no monthly fees and you get full visibility of your child’s account activity through our Mobile Banking app or Online Banking.

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  8. Banking Hubs are owned by Cash Access UK and are operated by the Post Office. They give easy access to face-to-face services in the communities across the UK, supporting customers to manage their everyday banking needs. You can pay in cash and cheques and withdraw money. One day a week, in some locations, we may have a Community Banker ...

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