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  1. Get 0% Intro APR for up to 21 Months, No Annual Fee or 2% Cash Back. Apply Now. Credit Cards with 0% Interest until Nearly 2026 or No Annual Fee. Compare Offers & Apply

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  1. Next go to ‘My Accounts’ in the menu. and select your M&S Credit Card account. Now select ‘Balance Transfer’ from the menu. If there are no balance transfer offers shown, this means there are currently no offers available for your card. Then fill in the online transfer form.

  2. What you can do in our app. The M&S Banking App allows you to manage your accounts on the go, whether you need to pay your M&S Credit Card, check your balances or statements or simply just need a reminder of your PIN. These can all be done by quickly signing in to your account with your face, fingerprint or Digital PASS PIN.

  3. Go to register. (opens in a new window) Enter your details, including your date of birth and your 16-digit credit card number. Create a memorable username, password and security questions to keep your account safe. You then need to choose the type of M&S PASS you want to use. You'll use the M&S PASS to generate unique security codes when you ...

  4. What is an M&S PASS. An M&S PASS is a way for us to check it's really you that's accessing your digital banking services and is a type of two-factor authentication. The M&S PASS adds an additional layer of protection as it generates unique security codes when you're signing in to digital banking or verifying certain transactions.

  5. Compare a range of credit cards from Marks & Spencer. Earn rewards when you spend with an M&S credit card. Check your eligibility without harming your credit score. See your likelihood of approval before you apply. Find a card.

  6. Understand how we can support you along with other tools and tips on managing your finances. Find out more. At M&S Bank we offer a range of personal banking products, insurance & travel services to suit you and your financial needs. Visit us today to find out more...

  7. Sign in to M&S Internet Banking. Stop fraud: M&S Bank will never ask you for confidential information such as your Internet Banking sign in details, one-time passcodes or other security codes. Please do not respond to any such request or click on any links. For more information visit the Security and fraud advice page on our website.

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