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People also ask
Does the JCPenney credit card have an annual fee?
Is the JCPenney credit card worth it?
What is a JCPenney credit card?
How much money can you earn with a JCPenney card?
How much are JCPenney rewards points worth?
Does JCPenney have a co-branded credit card?
Oct 8, 2024 · No, the JCPenney credit cards do not have an annual fee. Where you’ll want to watch out in terms of fees is the massive APR (27.99%) and the trouble you could get into if you default on the “special financing options” available with these cards.
Jun 13, 2024 · While the card earns 1 point per dollar on purchases made with JCPenney, another credit card could earn you 2% cash back not only on JCPenney purchases, but on all purchases.
- Synchrony Bank
May 21, 2024 · Annual Fee. $0. Regular APR. 34.99% variable APR on purchases. Credit Score. Fair. Pros. Increased earnings vs. non-cardholder rewards members. Over 100 cardmember-specific savings days. Cons....
- Synchrony Bank
- The introductory offer lacks value. As a new cardholder, you can get 5%–35% back on select items on your next purchase (as of September 2023). If you're hoping to buy some fine jewelry (which qualifies for 35% back) or make another major purchase, this introductory offer could be pretty valuable.
- Points have a high value, but watch out for restrictions. Cardholders earn 1 point per dollar spent at JCPenney. Though that's a paltry earning rate, points are worth 5 cents apiece.
- Points are issued as certificates. The JCPenney credit card issues rewards as certificates. At 200 points earned, you get a $10 certificate. Points won’t expire as long as the account is active, meaning you will have earned points within the last 12 months.
- Special financing options can be risky. The JCPenney credit card can offer a decent interest-free window to pay down a purchase, but make sure to understand which financing offer you’re getting and how it works.
1 day ago · The JCPenney Credit Card has a $0 annual fee and offers an attractive initial bonus, but its ongoing rewards aren't as valuable. Still, it's worth considering if you have fair credit and you like to shop at JCPenney. Info about the JCPenney Credit Card has been collected by WalletHub to help consumers better compare cards.
- Synchrony Bank
- The easiest way you can pay your JCPenney Credit Card is online . Alternatively, you can make a payment over the phone at (800) 527-4403 , by mail...
- The JCPenney Credit Card requirements for approval include having a credit score of at least 640 ( fair credit), and enough income to make monthly...
- It is not hard to get the JCPenney Credit Card , though it's not especially easy, either. This card is available to people with fair credit or bett...
- Yes, the JCPenney Credit Card may offer instant approval, but it is not guaranteed. Generally, this credit card gives instant approval to applicant...
- You can apply for the JCPenney Credit Card either online or by visiting your nearest JCPenney store . You cannot apply for this card over the phone...
- To check your JCPenney Credit Card balance, log in to your Synchrony Bank account online or call customer service at 1-800-542-0800. It's also poss...
- The JCPenney Credit Card payment address is: Synchrony P.O. Box 960090 Orlando, FL 32896-0090 You can send your payment via check or money order. F...
- You can cancel your JCPenney Credit Card either online or over the phone at (800) 542-0800 . To cancel your card online, log in to your account and...
- To check your JCPenney Credit Card application status, call (800) 542-0800 and follow the prompts to get connected to a representative. Keep in min...
In US and PR, save an extra 35% on select original, regular, and sale-priced apparel, shoes, accessories, fine jewelry, and home; save 20% on select blinds and shades, housewares, storage and organization, watches, salon products, fragrances, and select JCPenney Beauty; save 5% on select electronics and innovative gifts, small kitchen ...
Mar 22, 2024 · The JCPenney credit card has no annual fee and a recommended credit score of 670. Here's what else to know. JCPenney credit card pros and cons. JCPenney credit card benefits. The JCPenney credit card has a short list of benefits but does come with "special financing" on select large purchases like furniture, mattresses, fine jewelry and more.
