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Does Santander 123 charge interest?
Can I use a Santander debit card abroad?
Does Santander charge a fee if I use my debit card?
Does Santander charge a foreign currency conversion fee?
We won’t charge you for using a Santander debit card at a Santander cash machine abroad. You’ll find them in Spain, Germany, Poland, Portugal, Argentina, Brazil, Puerto Rico, Uruguay and the USA. There would be a charge for credit cards when using cash machines from the date of withdrawal.
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Yes. No. When using your card abroad, you may pay in local...
- Travelling
Yes. No. Log in to chat securely. See how to use your credit or debit card abroad and any fees or payments involved. Also, learn how to order travel money, travel insurance, and much more.
Yes. No. When using your card abroad, you may pay in local currency or pounds sterling. Find the most cost-efficient way of spending overseas with our fee calculator.
May 25, 2023 · Santander 123 credit card will charge you to buy Euros from UK - they call it Quasi Cash and not only that they will also charge you interest even though you pay your card in full by auto direct debit, so be aware.
Jun 30, 2016 · One of the main advantages, for my family, of the 123 credit card is that it doesn't attract the 2.95% loading on the exchange rate when using abroad. Trawling through the small print(FAQ) on another matter, it appears that this arrangement will cease on 31 Dec 2016 and the 2.95% loading will apply.
Dec 22, 2022 · Can I use my Santander credit or debit card abroad? You can use your Santander credit or debit card while you’re away¹, just the same as you might at home. This includes shops, restaurants, ATMs and transport hubs. You can even use your contactless card wherever you see the contactless symbol displayed.
Apr 25, 2024 · The Edge credit card also has no foreign exchange fees on purchases overseas, which means you can earn cashback on your holiday spending. You won’t be charged any foreign transaction fees on purchases and cash withdrawals, provided you pay in the local currency.