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NS&I offers you 100% secure savings and investments, backed by HM Treasury. Premium Bonds, ISAs and savings accounts. Start saving today.
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- Prize Checker
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- Our Products
Saving starts here! All of your money is 100% safe with us...
- Premium Bonds
Premium Bonds don’t earn interest. Instead, there’s an...
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- Essentials at A Glance
- How It Works
- Your Bonds and The Prize Draw
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What are the odds of winning?
1. 21,000 to 1 for every £1 Bond in the monthly prize draw (variable) (until the November 2024 prize draw) 22,000 to 1 for every £1 Bond in the monthly prize draw (variable) (from the December 2024 prize draw)
What's the annual prize fund rate?
1. 4.40%, variable (until the November 2024 prize draw) 4.15%, variable (from the December 2024 prize draw)
Will you pay tax?
1. No. All prizes are tax-free.
Each investment must be at least £25. Buying online You can buy Premium Bonds online using our secure online system. Please have your debit card details at the ready. Buying over the phone We’re he...Premium Bonds can make a special gift for a child under 16. Until the child’s 16th birthday, the parent or guardian named on the application looks after the Bonds, regardless of who bought them. Wh...Premium Bonds don’t earn interest. Instead, there’s an annual prize fund rate that funds a monthly prize draw for tax-free prizes. Remember that inflation can reduce the true value of your money ov...Yes, if you have an NS&I Direct Saver, you can apply online for Premium Bonds and pay for it from your Direct Saver. If you want to use another NS&I account, just fill out a quick online form and w...We pay out millions of prizes every month to lucky Bond holders, whose numbers are generated by our random-number generator, ERNIE. Every £1 Bond entered into the prize draw has the same odds of wi...Prize checker This is the quickest way to find out whether you’ve been lucky in the prize draw. Our prize checker will show you this month’s prizes, anything you’ve won in the previous six draws, a...Straight to your bank account Having your prizes paid straight into your bank account (or NS&I Direct Saver) is quick, easy and safe. If you win, we’ll let you know the good news by email or text m...Prizes of £5,000 or more For £10,000 and £5,000 prizes, we'll pay your prize as per your instructions. Please note, we may send you a claim form, that you must complete and send back to us before w...Premium Bonds are a savings product from NS&I that offer the chance to win tax-free prizes each month. Learn how to buy, manage and cash in Premium Bonds online, by phone or by post.
Not registered yet? Telephone 0800 092 1228 for our dedicated Adviser Helpline. Please only use this email address if you are a financial adviser.
Saving starts here! All of your money is 100% safe with us as we’re backed by HM Treasury. Take a look and compare the ways to save together with NS&I.
NS&I (National Savings and Investments), a state-owned savings bank in the UK, offers Premium Bonds and a range of other savings and investments, including Direct Saver.
NS&I is one of the largest savings organisations in the UK with more than 24 million customers and over £218 billion invested. NS&I is both a government department and an Executive Agency of the Chancellor of the Exchequer. Our origins can be traced back more than 160 years to 1861.
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Have you won a prize? Don't know your holder's number? Choose a better way to get your prizes. See how many winners we had, how much they won, where they live in the UK and more.
