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  1. 3 days ago · Compare Marcus High-Yield CDs, No-Penalty CDs and Rate Bump CDs. Annual Percentage Yield (APY) as of July 12, 2024. Maximum balance limits apply. High-Yield Certificate of Deposit: APY may change at any time before CD is opened and funded.

    • High-Yield CDs

      We stand by our High-Yield CDs with a 10-Day CD Rate...

    • Overview of Marcus by Goldman Sachs CDs
    • How Much Can You Earn with Marcus’ CD Rates?
    • How Marcus by Goldman Sachs CDs Compare
    • About Marcus

    Marcus by Goldman Sachs requires a $500 minimum to open a CD. Account holders have up to 30 days from CD opening to fund the CD fully. After that, you can’t add more funds to the account. Interest earned on a Marcus CD is automatically added to the CD’s principal balance each month. You can opt to withdraw any earned interest, penalty-free, and tra...

    Opening a CD allows you to use funds you don’t need access to right away to earn interest. The amount you can earn on a Marcus CD depends on the CD term you choose and your account balance. You can use our CD calculator to figure out how much you’d earn with a Marcus CD:

    Marcus CDs are competitive when compared to the best CD rates, especially on CD terms longer than 12 months. Opening a CD with Marcus requires a lower minimum deposit than many of the other top banks. As is typical of most online banks, Marcus CD rates are also well above national averages according to the FDIC, which range from 0.23% for a one-mon...

    Marcus by Goldman Sachs is the consumer banking division of Goldman Sachs. Named for one of the founders of the investment bank (Marcus Goldman), Marcus is an online bank offering only a few specific banking products. Offerings include a high-yield savings account, high-yield CDs, no-penalty CDs and fixed-rate, no-fee personal loans. It also provid...

  2. We stand by our High-Yield CDs with a 10-Day CD Rate Guarantee. Open a High-Yield CD and deposit at least $500 within the first 10 days. If the rate on your selected CD term changes during this time, you’ll get the higher rate—automatically.

  3. Apr 5, 2024 · Marcus by Goldman Sachs earned a 4.1 out of 5 in Bankrate’s overall rating of the bank, while its CDs earned 4.9 out of 5. Marcus by Goldman Sachs CD rates. Current high-yield...

  4. Mar 22, 2023 · Historical interest rates. To check the rate of interest you're currently earning on your savings, log into your account. Alternatively, you can view our past available interest rates for all our accounts below. Online Savings Account. Cash ISA.

  5. Jul 9, 2024 · Do better now and in the long run with no minimum deposit to open, no transaction fees, and security you can trust. Marcus by Goldman Sachs® can help you achieve your goals, see how with our High Yield CD Calculator.

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  7. Jun 3, 2024 · Marcus CDs: At a glance. Updated Dec. 18, 2023. Currently, Marcus’ 12-month CD offers the bank’s highest rate: 5.50% annual percentage yield, or APY.

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