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  1. The Garden State Guarantee (GSG) is New Jerseys promise to make a college degree more accessible and affordable. By reducing out-of-pocket costs for students and families, New Jersey is limiting the amount of debt that residents must borrow to attend an in-state, public college or university.

  2. The Garden State Guarantee (GSG) is New Jersey's promise to make a college degree more accessible and affordable. By reducing out-of-pocket costs for students and families, New Jersey is limiting the amount of debt that residents must borrow to attend an in-state, public college or university.

  3. The Garden State Guarantee (GSG) program will provide up to four semesters of free tuition and mandatory fees for undergraduate, New Jersey resident students who attend in-state, public four-year institutions.

  4. The New Jersey College Promise offers an affordable pathway to a college degree. Together, the Community College Opportunity Grant (CCOG) and the Garden State Guarantee (GSG) programs promise transparent, predictable pricing for up to four years of college here in New Jersey.

    • What Is The Garden State Guarantee?
    • What Is The Eligibility Criteria?
    • I Think I Am eligible. What Do I Need to Do to Receive The GSG?

    The Garden State Guarantee is a financial aid program that will provide up to four semesters of free or reduced tuition and mandatory fees at a four-year, public institution of higher education in New Jersey. To be eligible, students must be New Jersey residents enrolled full time in their third or fourth years of study. Students may qualify for an...

    Students must meet the New Jersey residency requirements established by the New Jersey Higher Education Student Assistance Authority.
    Students must have a complete financial aid record with the New Jersey Higher Education Student Assistance Authority
    Adjusted Gross Incomes of $0–$65,000 may make a student eligible for free tuition and required fees after aid.
    Adjusted Gross Incomes of $65,001–$80,000 may make a student eligible for assistance, lowering the cost of tuition and required fees to no more than $7,500 after aid.
    Complete your Free Application for Federal Student Aid for the 2023-24 academic yearand use TCNJ’s school code (002642). If you qualify as a NJ Dreamer, you should instead file the NJ Alternative F...
    Provide any additional documentation requested by The College of New Jersey Office of Financial Aid or by the New Jersey Higher Education Student Assistance Authority.
    Check your TCNJ PAWS email regularly for updates.
    Transfer students: Until your final transcripts are received and evaluated by the TCNJ Office of Records and Registration, we will not be able to determine if you have completed the required number...
  5. The Garden State Guarantee (GSG) is New Jerseys promise to make a college degree more accessible and affordable. By reducing out-of-pocket costs for students and families, New Jersey is limiting the amount of debt that residents must borrow to attend an in-state, public college or university.

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  7. At Garden State Federal Credit Union, we offer several student loan options to make it easy on your budget and mind. Contact us today to learn more about your options. Together, we can help you find the easiest way to pay for college.

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