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Charter Savings Bank is a retail savings bank, offering UK customers a choice of savings accounts, Cash ISA's and bonds with competitive interest rates and options to have your interest paid monthly or annually.
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- Fixed Rate Bond
Fixed Rate Bond - Charter Savings Bank | Savings Accounts &...
- ISAs
Cash ISAs - Fixed Rate & Easy Access | Charter Savings Bank...
- Our Range at a Glance
Whether you're saving over a longer term for a special...
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Charter Savings Bank PO Box 855 Wallsend NE28 5BL....
- Easy Access
Easy Access accounts are just the thing for money that you...
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About Charter Savings Bank About us. Charter Savings Bank is...
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Easy Access accounts are just the thing for money that you need access to quickly. No fixed periods, no need to give notice, just a simple account where your money earns interest until you need it. Our Easy Access account does exactly what its name suggests. Want to put more money in? No problem. Want to take money out? No problem. See, it's easy.
Your eligible deposits held by a UK establishment of Charter Savings Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
Whether you're saving over a longer term for a special occasion or looking for a home for money that you can access quickly, we've got a savings account for you. Click on the product tabs on the left for further product information.
- What Is A Savings account?
- Easy Access
- Notice Accounts
- Regular Saver
- Fixed Rate Bonds
- Isas
- How Isas Work
- How Interest Rates Work
- Choosing A Savings Account Provider
- Keeping Your Savings Accounts Safe and Secure
Simply put, a savings account is a way of earning interest on money that you can afford to put away. The type of account that you choose depends on the way you plan to save money.
Easy access accounts are simple, straightforward accounts which let you earn interest, as well as allowing you access to your money as and when you need to. Pros: 1. Pay money in whenever you want. 2. Withdraw from your savings whenever you need to. 3. Ideal for short-term savings goals or emergency funds. Cons: 1. You won’t usually earn as much in...
With a notice account you won’t normally be able to access your savings without first giving prior notice that you need to make a withdrawal. Some savings providers will allow you to access your money without the required notice period being served, but you may end up paying a charge, or take a hit on the interest you’re receiving. Pros: 1. Great f...
Pros: 1. Often receive a higher rate of interest than other account types. 2. Great if you have something specific in mind that you’re saving for. Cons: 1. Must be able to commit to saving each month. 2. Restrictive terms and conditions may end up with you being charged if you break them. With a regular saver account you’ll need to commit to saving...
Fixed Rate Bonds generally offer a higher rate of interest for money that you can afford to put away for a year or more. As the name suggests, the rate of interest is fixed for the full term of the bond. Pros: 1. Potential to earn greater rates of interest. 2. You know that the rate of interest you’re earning won’t go down during your fixed period....
Simply put, an ISA (Individual Savings Account) is a savings account where you don’t pay tax on any interest you earn. Pros: 1. Guaranteed tax free returns on your savings. 2. A variety of different types of accounts to fit most savings needs. Cons: 1. Some of the types of ISA are more complicated than others. 2. Your capital may be at risk with so...
Each year the government sets out your annual tax free ISA allowance, this is the maximum amount of money you can pay into ISAs in the tax year. The allowance for the 2020/21 tax year is £20,000. You can save your allowance in a single ISA, or split it between the different types. For adults, you can choose to save in Cash, Stocks and Shares, Lifet...
Most banks and building societies will have two types of customers – savers and borrowers. The money you save will be pooled together with the money deposited by other savers and they’ll then lend most of this to their borrowers to help them buy their homes. When borrowers pay back interest on their loans or mortgages some of this interest will be ...
So you’ve done your research and settled on the right type of savings account that will help you achieve your financial goals. Next, you need to decide which savings provider to deposit your money with. But with so many to choose from, how do you decide? A good starting point is to use a comparison website to see all of the interest rates available...
You’ve worked hard to build up your savings pot, so it’s perfectly natural to want to know that your hard-earned cash is going to be kept safe. Fortunately, savings held with UK banks, building societies and credit unions that are authorised by the Prudential Regulation Authority and the Financial Conduct Authority are protected by the Financial Se...
Find the top interest rate savings accounts & maximise your returns with Martin Lewis' guide. Includes the top easy access and fixed-rate accounts to help you find the most profitable home for your cash – and keep it safe.
People also ask
How much deposit protection does Charter Savings Bank offer?
Can I withdraw a product from Charter Savings Bank?
Who regulated Charter Savings Bank?
Who can use a UK bank account?
Your eligible deposits held by a UK establishment of Charter Savings Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
