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Sep 1, 2024 · What Is Hypothecation? Hypothecation occurs when an asset is pledged as collateral to secure a loan. The asset owner does not give up title, possession, or ownership rights, such as income...
4 days ago · Goldman Sachs’ Lotfi Karoui and Jeff Fine explain the impact of falling rates on US commercial real estate as well as the implications for housing. Recorded on September 20, 2024. The Fed has begun a long-awaited cutting cycle, potentially providing some relief to rate-sensitive sectors.
4 days ago · For real estate, S&P assesses Financial Risk using three core ratios (Debt/EBITDA, EBITDA/Interest Coverage Ratio (ICR), Fixed-Charge Coverage) and two supplemental ratios (FFO/Debt, and D/(D+E)). Our analysis indicates that S&P has favoured the supplemental, but flawed, D/(D+E) ratio alongside the core EBITDA ICR to measure leverage in the sector.
5 days ago · Henry:You’re a real estate investor or in the real estate space, you’ve probably heard someone talk about wanting to 10 x their goals or 10 x their business or 10 x their door count. And that kind of big dream thinking is something I love about this space. But when you’ve got a big dream like that, there’s also a lot of risk.
Sep 10, 2024 · Mortgage fallout refers to the percentage of loans in a mortgage originator’s pipeline that fails to close. A mortgage fallout may occur for numerous reasons, including a borrower's inability...
Sep 9, 2024 · The basic definition of ROI in real estate is the rate of return an investor expects a real estate investment to produce as a percentage of their cost or investment in the property. The return...
Sep 10, 2024 · When the real estate bubble burst, many borrowers were unable to make the payments on their subprime mortgages. The subprime meltdown led to the financial crisis, the Great Recession, and a...
