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    • 3.30 per cent

      • Santander has launched an exclusive competitive ISA for new and existing 123 current account and credit card customers. The two-year fixed rate cash ISA pays 3.30 per cent and savers are required to invest from £500 up to the ISA limit for the 2012-13 year, which is £5,640.
      myfinances.co.uk/santander-launches-exclusive-2-year-fixed-rate-isa-for-123-customers/
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  2. Online regular savings funded from your Santander current accounts 5.00% AER / gross (fixed) for 12 months. Save up to £200 a month paid by standing order from your Santander current account.

  3. www.santander.co.uk › isas › 2-year-fixed-rate-isaFixed Rate ISAs - Santander UK

    Choose from our 1 year, 18 month or 2 year Fixed Rate ISAs and you’ll get guaranteed interest on your savings.

  4. AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay where no income tax has been taken off.

  5. Jun 20, 2023 · It offers 3.50% AER/3.45% Gross interest on current account balances of up to £25,000, allowing you to earn up to £71.77 every month. Further, there’s fee free debit card spending abroad, and card holders can withdraw money at any ATM worldwide without paying a fee.

    • Santander 123 Changes – Your Questions Answered
    • How Are Overdraft Charges Changing – and Will I Pay More Or Less?
    • How to Cut Your Overdraft Costs
    • What Does Santander Say?

    Since we first published this article we've had lots of questions from users. We've answered some below, and will continue to add to this article. If you still have an unanswered question, you can email us at news@moneysavingexpert.com: 1. Should I ditch my 123 account now, or wait until May? Tony via Twitter. Over to Martin for this one: "Until Ma...

    Santander is scrapping its daily fees structure which sees it charge £1-£3 a day for arranged overdrafts, depending on how much you're overdrawn. Instead, from 6 April 2020, you'll be charged a single 39.9% EAR interest rate for arranged AND unarranged overdrafts on its 123 and 123 Lite current accounts. Whether you'll pay more or less after the ch...

    If you're currently paying to use your overdraft, there are different ways you can cut the cost. Your options will generally depend on how big your overdraft is: 1. Overdraft of up to £500? Consider switching to the First Direct current account*, which offers many a £250 interest-free overdraft, and currently also pays a £100 switching bribe. So if...

    Susan Allen, head of retail banking at Santander, said: "While we have had to make some difficult decisions in the current environment, our current account range remains very competitive. "Our flagship 123 current account continues to offer great value, with customers able to earn up to £379 per year in interest and cashback for an account fee equi...

  6. Feb 16, 2015 · The real decision comes for those with less than £35,000 and more than £3,000. Yet there is a way to get the best of both worlds. First, put your cash in the Santander account earning 3%. Then, a week before the tax year ends around the end of March, shift the cash out of the bank account to an ISA.

  7. Mar 29, 2022 · Santander boosts its e-Isa account to 0.8% for 123 world customers. Non-123 world customers are being offered a 0.7% rate. It means Santander is offering an 'almost' market leading easy-access...

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