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  1. The Lifetime ISA limit of £4,000 counts towards your annual ISA limit. This is £20,000 for the 2024 to 2025 tax year. You can hold cash or stocks and shares in your Lifetime ISA or have a ...

  2. A Lifetime ISA (LISA) can be opened by anyone aged between 18 and 39. You can use it to save up to £4,000 a year, towards either a first home costing up to £450,000 or for retirement, and the state adds a bonus of up to £1,000 a year on top. This guide takes you through how LISAs work, if they're right for you, how you get the bonus and best ...

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